Benefits 2023/2024

Wise Benefits - Wise Benefits is a company that will walk each and every employee through the benefits process. You LEARN about what you want, and Wise video-conferences with you and CLICKS on everything for you. We all have to do this in the spring during "Open Enrollment" (even if you waive everything). Expect emails from them only during the end of April, beginning of May about setting up appointments and virtually meeting with them.
Clipart of two people negotiating at a table
Contact Tracy Wells for any questions.  |  email: [email protected]  |  Phone: 763-552-7705

Note about enrollment: All benefits have an enrollment period. Rum River's is in May. The only way to make changes outside of this time period is within THIRTY DAYS of a life-changing event (birth, marriage, job loss, etc.) The first step in adding to, changing, or removing your plan is to contact Tracy Wells as soon as you are able.

2023-2024 Benefit Vendor Guide
The link above is the information below, just repackaged in a more pictorial representation. It is a PDF that you can "take with you" (and not have to come back to the website to link up with our various benefit vendors)

Employee Assistance Program Brochure
Click this link to learn more about EAP - programs that help employees and their family members with Alcohol or Drug Addictions, Anxiety, Childcare, Depression, Eating Disorders, Eldercare and so much more!

Below, click on each tab to understand your benefits. Click links to be connected directly to the vendor's website. Get your logins where necessary, keep them safe and utilize the tools right at your fingertips. There are arrows right and left in-line with the tabs that reveal more tabs!

Frequently Used Links and Forms
These are forms that people ask for the most. Fill one out and send it to Tracy if you find yourself needing one.

403b Salary Reduction Form - Fill out this form and send to Tracy if you agree to have funds taken out of your check and sent to your retirement fund.
403b Vendor List - This list shows which 403b retirement institutions Rum River can work with for these transactions.
Paper Reimbursement Form -- Medsurety --Want to get reimbursed for medical/dental/optical/over the counter expenditures? Fill out this form to start the process.


Family and Medical Leave Act (FMLA)

FMLA is a benefit given to eligible employees and entitles you to take unpaid, job-protected leave for yourself or specified family members for medical reasons with continuation of group health insurance coverage under the same terms and conditions as if the employee had not taken leave.

We have created step-by-step instructions with all the forms that need to be filled out in sequential order. Follow these instructions to start this process.



Cambridge-Isanti Benefits
Staff who were hired before July of 2018 could have money set aside in an HRA that was set up through C-I Schools. This HRA money is yours and will stay with you for as long as you live! This used to be EBC Solutions. In 2021 they changed their name to Aviben. 
Go here
Login if you have credentials. If not call Aviben ((888) 507-6053). They are located in Cambridge and are very helpful.

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